Right for you if you want: A regular monthly income stream Terms from one to five years Enjoy many of the same features as our Fixed Term Deposits along with the added advantage of generating a regular monthly income stream, since you are guaranteed to receive a set amount on each payment date. Available Terms: 1-5 years Minimum Balance Required: $25,000 XCD Early Redemption: not allowed Interest Payment Frequency: monthly Ready to Apply? In Person Contact us for more information Find a local branch Rates and Fees Personal Financial Services Agreement Rates & Fees Schedule Anguilla (USD) Effective Date: July 12, 2019 This schedule of interest rates and fees (“schedule”) forms part of the Agreements, which include the Personal Financial Services Agreement booklet and the Deposit Account Agreement. Terms used in this schedule have the same meaning as in the Agreements unless otherwise indicated. We can amend, change, modify, add or remove any of the rates, fees, benefits, features and services that are set out in this schedule. If we do, we will notify you of any changes in accordance with the Agreements. AVAILABLE TERM MINIMUM CERTIFICATE OF DEPOSIT BALANCE REQUIRED INTEREST PAYMENT FREQUENCY INTEREST RATE 1 - 5 years $10,000 (USD) Monthly Please refer to your CERTIFICATE OF DEPOSIT Confirmation Form * Balance must not drop below the Fee waiver amount in order for fees the be waived. ** Overdraft calculation is based on 365 days for all account types. *** Notwithstanding what is indicated on page 3 in the Interest rates and interest calculations section of the PFSA (April 2019) booklet, interest on the Savings accounts and Speciality Accounts is calculated by using the lowest Account balance during the month and is paid to the Account on the last business day of the month. The interest calculation and payment frequency set out in this Rates & Fees Schedule amends and replaces the wording on page 3 of the PFSA (April 2019) booklet.