Growing Up With the Plan for Tomorrow. If you are under 19 years of age, then you can be a RightStarter. RightStart gives you all the flexibility of a banking account and a Debit Card. Product Information Interest of 0.25% will be calculated monthly using the minimum monthly available balance of USD25.00 and over. Paid on the last day of the month. Minimum opening balance of USD25.00 Features & Benefits Quarterly E-Statements at end of month March/June/September/December Rates & Fees No monthly fee. ATM withdrawal fee at Republic Bank ATMs USD1.50 Teller withdrawal USD2.00