Invest and enjoy the best of both worlds. Our Optimizer account is specially designed for the serious investor who needs the flexibility of regular and monthly transactions. Product Information Interest of 0.50% will be calculated daily using the minimum daily available balance of XCD500.00. Paid on the last day of month. Minimum opening balance of XCD500.00 Features & Benefits Monthly E-Statements at end of month. Cheque Books available. Overdraft Facility. Rates & Fees Flat monthly service fee of XCD3.50 for unlimited transactions. If balance falls below XCD500.00 during the month, the following applies: XCD10.00 for the first 12 debits thereafter XCD2.00 is applied per debit.